Securing an Estate Post-Loss: A Comprehensive Guide for Executors

Navigating the intricate responsibilities of estate administration following the loss of a loved one can be a formidable task. A crucial part of this process is securing the deceased’s estate—a step that not only safeguards the estate’s assets but also protects privacy and ensures adherence to insurance protocols. This article provides an expert guide, delineating the critical measures needed to effectively secure an estate during such a challenging time:

  1. Property Inspection and Access Control: As an immediate priority, the executor must visit the deceased’s residence to inspect the premises and identify any pressing issues such as structural damage or indications of unauthorized access.
  2. Enhance Security Measures: Implementing robust security protocols is a crucial next step. This includes changing the locks on all entrances and verifying the integrity of all window locks. If there is a security alarm system in place, it must be checked for operational efficiency and updated if necessary.
  3. Safeguard Critical Documents: The executor should identify, gather, and secure all critical legal and personal documents, which may include the last will and testament, financial statements, property deeds, insurance contracts, and vital identification papers.
  4. Secure High-Value Assets: Consider temporarily relocating valuable items or heirlooms to a more secure location, such as a safety deposit box, to mitigate the risk of theft.
  5. Maintain Regular Property Upkeep: Regular maintenance of the property, including landscaping, snow removal, and necessary repairs, is crucial to prevent damage and maintain insurance coverage.
  6. Redirect Postal Correspondence: To avoid accumulation of mail at an unoccupied residence—a potential signal to would-be intruders—it is advisable to have the deceased’s mail redirected to the executor’s address.
  7. Communicate with Relevant Agencies: It is prudent to notify local law enforcement about the unoccupied status of the property to enable increased vigilance. Furthermore, contacting the deceased’s insurance provider is necessary to discuss the death’s impact on the property insurance policy.

In summary, the task of securing a deceased’s estate is a complex undertaking, demanding diligent administration and careful consideration. If navigating this labyrinthine process seems daunting or outside your area of knowledge, it’s crucial to reach out for expert support. Companies like Legacy Private Trust Company offer specialized services in estate planning, administration, and settlement, providing indispensable assistance during these challenging times. Their experienced team of professionals brings a wealth of knowledge, ensuring that your estate matters are handled with utmost care, precision, and sensitivity. By entrusting these intricacies to the experts, you can focus on what truly matters—honoring your loved one’s memory and finding comfort during your time of loss.

If you are a Legacy client and have questions, please do not hesitate to contact your Legacy advisor. If you are not a Legacy client and are interested in learning more about our approach to personalized wealth management, please contact us at 920.967.5020 or

(May 2023)
© 2023 M.A. Co. All rights reserved.

This newsletter is provided for informational purposes only.
It is not intended as legal, accounting, or financial planning advice.

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