Archive: eFocus @ Legacy

February 13, 2019 | eFocus @ Legacy

Cutting our Equity Exposure

By: Greg Hansen, CFA, Vice President and Senior Portfolio Manager If you have ever stared at an old-fashioned paper map, trying to figure out exactly where you are so that you can figure out how to get to your destination, you may see some similarities to the recent stock market activity.  Often, map readers get hung […]

January 18, 2019 | eFocus @ Legacy

Born Before 1954? Consider This Social Security Strategy

By: Rachel K. Wolf, Trust Tax and Financial Planning Officer, Legacy Private Trust Company If you or your spouse were born before January 2, 1954, you may still be eligible to take advantage of the restricted application filing strategy for Social Security retirement benefits. The strategy is limited and expires at the end of 2019. […]

October 23, 2018 | eFocus @ Legacy

Three Questions

By: Kathy Brost, Trust and Financial Advisor, Legacy Private Trust Company I talk to a lot of people about what they want to do with their lives. For those who are still working, it usually becomes a discussion of what they want to do when they retire. My friends, our clients, my family—people in their […]

July 23, 2018 | eFocus @ Legacy

When Seconds Count: Why it’s important to name a contingent beneficiary

By: Kathy A. Brost, Trust and Financial Advisor, Legacy Private Trust Company I always recommend that you name at least two beneficiaries for your accounts, and it’s particularly important for IRAs and retirement plans. Generally, IRA owners assume they can name their children or another contingent beneficiary at a later date if something happens to […]

April 25, 2018 | eFocus @ Legacy

Navigating Rough Waters

By: Gregory S. Hansen, Vice President and Senior Portfolio Manager, Legacy Private Trust Company A few months ago, I was on vacation with my family on the north shore of Oahu—an area known for its big wave surfing. I had tuned out from the headlines (the markets were closed that day) when I had an […]